Archive for August, 2009

David John asked:


Free Auto Insurance Quotes -The Process

The process of  obtaining Free Auto Insurance quotes is not as hard as you think. Although  you might know what free auto Insurance quotes is all about, but you might have no idea the process of obtaining a free auto Insurance Quotes. But, Don’t worry, even if you never get  one before, and don’t know anything about Free Auto Insurance Quotes , you should still be able to benefit. After all, this industry is doing whatever it can to help  you.

To get  free auto insurance quotes, you must first start out by finding  a site that offers this service. There are 2 options, you can either  find an online insurance brokr that works with a number of insurers to get your Free Auto Insurance quotes or else go to each insurance company’s website and fill out their Free Auto Insurance quotes form. Both ways have their advantages but we definitely recommend you to go online and fill out all the quote forms. When it comes down to it, you can do whichever you think is the best.

The Next step is to provide accurate  information on yourself as well as what you are looking for in your Free auto insurance quotes. Remember, if you mess up even one detail , you may end up having  an inaccurate free auto insurance quotes in your hand. This could lead to a huge shock down  down the line when you are told that you cannot get  the price of the original quotes. Please bear in mind, to get a cheaper free auto insurance quotes,  please provide them this detail – your background, type of car, driving history, police record, date of birth.

Remember,  if you obtain more free auto insurance quotes you got, the more choices you can compare. We personally recommend a minimum of 3 free car insurance quotes. Getting one quotes is a great place to start, but this is not where you should  stop. Even if your first free auto insurance quotes looks great, you never know what the competition is going to do for you; this is until you get free auto insurance quotes from them as well. Remember to set a budget for yourself, a price that you can afford.

 Lastly, your final step is to purchase a policy from the free auto insurance quotes that you have received. This may be the most difficult decision that you are faced with; especially if there are a couple of policies that you like.

Oh ya, a  reminder from me, Insurance companies are inter-linked  with each other, it’s better to be honest with them. That’s why providing precise and accurate  information to obtain  free auto insurance quotes is really important , make sure you give the same information to every insurance company. Don’t simply try out by filling the quotes with different information, they have information exchanged everyday and they would know. You will end up receiving  free auto insurance quotes which are much more expensive and there will be no chance to lower the premium down.

More Car Insurance information can be located at : http://www.Get-Insurance-Today.Info.

Best wishes,

 David John



The Truth About Automotive Vehicle Rust

Terry Z. Voster asked:

Rust rust rust . Live long enough and it will eat your vehicle alive leaving your car, truck , SUV or truck in one tangled ugly and perhaps unsafe in any roadworthy means . Rust is ugly and disfiguring to your automotive vehicle. What is rust and how it can it be prevented or at the worst dealt with ?

Bryan Burbank asked:


One of the most important things when you drive is to have Auto Insurance and this can cost you a large amount of money each month. Finding Low Cost Auto Insurance is a great thing to do because it will allow you to have insurance and also save money at the same time. You never know when you might be in a automobile accident and you need to have insurance because if the accident is your fault then the other driver can sue you if you are not covered.

Find: Discount Auto Insurance

When searching for a auto insurance company you need to make sure that you find one that will give you a low rate along with a good policy. There are many companies out there that will give you a great insurance rate but when it comes to giving you enough auto insurance to cover you or someone you may hit then they can fall short.

Buy Cheap: Car Insurance

You may be a good driver and may have a good driving record but you never know when you are going to be in an accident. It is better for you to be covered than to be caught without insurance and facing a long up hill climb. Also it is important to understand that you may get hit by another driver and if they do not have insurance and no estate then you need to be covered so you can get your own car fixed as well.

Remember that finding a low cost auto insurance policy is not that difficult but you want to make sure that you search and compare all policies so that you get the best coverage for the lowest price.



Cheap Insurance Quotes

Zack asked:


 

There are many South Carolina insurance companies competing for your business online now. If you are shopping for cheap insurance quotes, you generally have three choices: Online, exclusive or nonexclusive agent.

Online Cheap Insurance Quotes

Convenience and Choice Variety– online insurance shopping has the advantage of having many choices and access to these choices and quotes are fast and easy. You can take your time and really research and investigate different insurance companies which help you find the right insurance policy that fits your needs.

Saves Time– shopping for cheap insurance quotes online enables you to research insurance policies when it is convenient for you. You can access insurance information anytime, day or night from the comfort of your home.

Fast and Sometimes Instant Insurance Quotes– shopping for insurance quotes in South Carolina online provides you the opportunity to receive instant insurance quotes from several insurance companies allowing you to compare insurance rates.

Local South Carolina Exclusive Agent

Human Insurance Agent – sometimes when people shop for cheap insurance quotes online they may have questions and might not fully understand the insurance policies and could choose the an insurance plan that might not be the best suited for their needs. Using a local agent can help the customer choose the appropriate insurance policy and can answer questions and provide advice. Many online insurance sites offer qualified insurance experts if you call them directly and have questions about your online insurance quotes.

Exclusive to One Company Only – one advantage and disadvantage about a local agent is they often only represent one company. This is good because they have extensive training and knowledge about their products but they are unable to provide quotes from multiple insurance companies.

Non Exclusive Agent



Variety – nonexclusive agents work with a variety of companies and can often tailor the best cheap insurance quote and policy for you. Non exclusive agents are able to offer South Carolina cheap insurance quotes from different insurance companies.

Special Policies – non exclusive agents can help customers find specialty insurance products as well.



Online Auto Cheap Insurance Quotes

People buy so many products and services online it makes sense to shop for cheap auto insurance quotes online as well. Millions of customers buy their car insurance online and do so for many reasons.

Shopping for cheap insurance quotes in South Carolina online allows customers to shop from their home and it enables them to compare quotes and rates, research policies and even get instant quotes.

Instant Cheap Insurance Quotes – buying car insurance online is one of the most efficient ways to get quick and instant cheap insurance quotes. Many South Carolina online auto insurance companies offer instant car insurance quotes. Customers often have the opportunity to compare car insurance quotes from multiple companies which can save a lot of time.

Cheap Car Insurance Quotes – shopping for car insurance online enables the customer to quickly compare car insurance policy quotes and choose the cheapest and best policy for them. When you call or visit an auto insurance agent, often times you can feel pressured into buying auto insurance that might not be the least expensive and you could end up paying more.

Research – shopping for car insurance online gives South Carolina customers the opportunity to research and educate themselves on the various insurance companies and the types of insurance policies they offer. Customers who educate themselves on what they are shopping for are able to make better decisions and find cheap insurance in South Carolina that best suits their needs.

Life Insurance Quotes

Life insurance is great for individuals that have a family, dependents and earn the most income to support their family. Life is unpredictable and it is important to ensure your family and loved ones are taken care of financially in case anything happens to you.

When shopping for life insurance in South Carolina, searching online and using the internet’s resources are a great way to educate yourself on life insurance basics, shop and compare quotes for the best life insurance policy for you. There are three different types of life insurance policies – universal life insurance, whole life insurance and term life insurance.



Universal Life Insurance – combines life insurance with savings. Insurers are able to have the benefits of term life insurance and combine that with tax-deferred interest accumulating savings account. Sometimes you may not even have to pay premiums during the entire policy. If your money to pay the death benefit and other costs accumulates in the tax-deferred savings portion of your policy, then premiums may not be required to keep the policy in force.

Whole Life Insurance – this type of policy will cover you for your entire life. Your death benefit and premium generally remain the same. Whole life insurance also builds cash value, which could enable you to earn a return on a portion of your premiums that the insurance company invests. Your cash value is tax-deferred until you withdraw it and you are also able to borrow against that money.

Term Life Insurance – this type of life insurance is low cost and great for young healthy individuals who are healthy and may not be able to afford cash-value life insurance premiums and want to ensure their dependents are taken care of in the event of death. Your policy will cover a pre-determined “term” which is normally one, five or ten years. Your premium payment and death benefits are only during that term. After the term you will have options to continue coverage and have the opportunity to convert to a cash-value life insurance policy.



Health Insurance Quotes

There are more choices than ever to shop for cheap health insurance. Customers can jump online and quickly find hundreds of websites offering cheap medical insurance in South Carolina and obtain instant quotes.

There are a few things to take into consideration when shopping online for cheap insurance quotes:



Guaranteed Renewable Coverage that is Non-cancellable – make sure that your health insurance policy cannot be cancelled as long as you continue to pay your premiums and do not attempt insurance fraud. You do not want your insurance company to cancel your health insurance policy for becoming sick to often or for other reasons.

Ten Day Recession Period – most health insurance companies give new insurers a ten day recession period. Make sure during that time you examine your insurance policy to ensure you chose the right policy for you and your family. This way, if you are not happy with the policy then you can cancel during the ten day period and get your premium back.



Home Owners Insurance Quotes

When you are shopping for a cheap insurance quote for your home in South Carolina, it is important to research your policy and understand what you are getting with that policy. Homeowners insurance is designed to protect South Carolina home owners against certain hazards. Normally there is a deductable that will need to be met when you file a home insurance claim unless otherwise noted. Homeowner’s insurance policies are determined by the potential dangers to your home and it is important to understand what is covered in your home insurance policy.

There are easy ways to save money on homeowners insurance.



Shop around – searching of for homeowners insurance quotes online is a great way to compare policies. Some websites enable you to fill out one form and you can receive multiple homeowners insurance quotes from submitting one form.

Raise your deductibles – the higher your deductible normally means the lower your monthly premiums will be.

Keep your credit report clean – many homeowner’s insurance companies will base your insurance quote on your credit report rating. Higher credit scores could net lower home owner premiums.

Stay with the same insurance company – some insurance companies will offer their customers special discounts for being a long-term policy holder.

Use one company for all of your insurance needs – you can receive deep discounts for using the same insurance company for multiple insurance policies. For example, if you use the same company for home and auto insurance you could qualify for a discount.

Don’t smoke -  non-smokers could obtain lower premiums because a percentage of house fires are caused from cigarettes.

Install a home security system – having a home security system could qualify you for a discount on your home owner’s insurance policy. Homes with security systems are less likely to become burglarized.

Ask for discounts – be sure to ask your insurance agent if there are any discounts you could qualify for.

Review your policy annually – your home insurance needs could change over time and it is important to review your policy regularly. Sometimes you may not need as much coverage and that could cause your premiums to go down.



 



Heather Jacobson asked:


Many people do not think about it until it is too late, but your heavy equipment should be insured just like your automobiles or your boats. There are a lot of things that can go wrong with heavy equipment and when you insure them you help to protect yourself from loss related to the equipment. Many people are not fond of insuring their heavy equipment for their home improvement projects because the price of such insurance has steadily increased over the years, but it is better to have the insurance and not need it than to need it and not have it.

The Importance of Insuring Your Heavy Equipment

Whether your heavy equipment includes a tractor, backhoe, dump truck, trailer or anything of the sort you will find that insuring your equipment allows for you to rest much more easily at night. In the past few years the theft of such equipment has been on the rise. What would you do if you went out to use your equipment or went to a worksite where the equipment was left overnight to find that it was gone? How about if the equipment was vandalized? If you don’t insure the heavy equipment you are at a total loss and in many instances the equipment will never be recovered.

There are many different companies that will help you insure your heavy equipment. You should be sure that you shop around a bit before you buy a policy with one insurer over the other. You may find that there is a big price differential from one to the next that will allow you to save hundreds or even thousands of dollars on the insurance each year.

The cost of your heavy equipment insurance will vary depending on what sort of equipment you are using and how it is used. If you are the only one using the equipment the coverage may be more affordable than if you are using the equipment as part of a business. In addition, you may be able to receive discounts if you are insuring more than one piece of equipment with the insurance provider.

You may go years at a time paying for your heavy equipment insurance without ever having to make a claim. At this point you may be tempted to drop the insurance coverage, assuming that you will never have a claim. Remember, it is always better to have the coverage when you need it than to find yourself without it. Recovering a loss is expensive, probably more expensive than your insurance coverage will ever be.



On line Auto Insurance Quote For Full Coverage

Quote byte asked:


When comparing on line car insurance quotes, it’s wise to compare policies to see what each company’s’full coverage’ offer includes. When car insurance agencies mention’full coverage’ this implies you’ll receive full coverage inside that particular company’s guiding principles and policies.

If you obtain a car insurance quote online and only study the premium rate and the statements made by the company, you might be in for a huge surprise when you must make a claim. Never blindly enter into a policy agreement merely because it is named’full coverage.’ A full coverage policy does not mean the company will cover any and each thing that could doubtless happen to you or your vehicle.

Every auto insurance policy has constraints and exclusions. Limitations are often based on your car upkeep habits. If you neglect your automobile or fail to meet certain needs for mechanical maintenance ( like oil changes or brake maintenance ), then the company will not cover certain types of damage. When reading a full coverage policy and when comparing automobile insurance quotes online, don’t only read what’s covered but also read over the firm’s limitations and exclusions carefully.

Full Coverage Policies Explained

A full coverage policy will customarily include the following : guilt ( coverage amount is dependent on the legal needs in your state ), collision, complete coverage, towing, rental reimbursement, roadside assistance, coverage for uninsured and underinsured motorist, and coverage for medical payments. The policy may also include property damage and bodily injury coverage. Though all of these may be covered by 2 different insurance agencies, this doesn’t mean the policies are matching. Each automobile insurance company is different, and these kinds of coverage are offered within a company’s own policy constraints and requirements.

When getting car insurance quotes online for full coverage, you must factor in your driving record, the age and cost of your vehicle, your age and sex, concessions where you live, and doubtless even your credit record. Look for quotes on policies that offer all of the coverage you want within your budget. When comparing responsibility, buy more coverage than you are feeling you will need if possible.

Examine Policies

Before signing on the dotted line, inspect the full coverage policy thoroughly and be sure you understand all the coverage provided as well as the agency’s restrictions. Ask for a precise quote based primarily on your private and vehicle information, and also identify a payment plan that will work for you. There shouldn’t be any upsetting surprises!

Some online companies might supply a downloadable list of coverage types you can receive and a policy outline. Print these and keep them for your records in case there are discrepancies in your tangible policy. You will find that online auto insurance quotes for full coverage are the most expensive, but full coverage also gives you the most protection for your money. Compare quotes and policies online today to save hundreds a year for this exhaustive coverage!

on line auto insurance quote

Or go direct to get Free Insurance Quotes

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John Rhead asked:


DEFINITION OF PSYCHOTHERAPY

For the purposes of this essay, I will use the term “psychotherapy” to refer to a particular type of interpersonal process intended to facilitate conscious awareness of that which had previously been unconscious.  It is not meant to include the direct attempt to modify behavior, whether overt as action or covert as thoughts and feelings, through medication or manipulation of the external consequences of behavior.  Similarly, it does not include counseling, coaching, advising, or teaching as its primary goal.

THE RECENT HISTORY OF PSYCHOTHERAPY

In its current form psychotherapy has been popular for only about a century, although its roots are ancient.  Freud called attention to the importance of the personal unconscious, repository of those thoughts and feelings which are unique to a particular individual and presumed to be a result of his or her personal life experiences and genetically transmitted instincts.  Jung invited us to notice the collective unconscious, where we find ourselves connected to all of humanity through shared patterns of thoughts and feelings.  Each of them found the contents of a person’s dreams to be of particular value in accessing the unconscious, whether personal or collective.   Many followers of these two pioneers have refined the methodology for accessing these two types of unconscious material and integrating it into one’s conscious awareness, particularly with regard to the manifestation of unconscious material in the transference and countertransference.  However, Freud and Jung deserve most of the credit for making popular in modern culture the idea that the exploration and integration of unconscious material is a very important task, perhaps even the most important task any person can undertake. 

THE GOAL OF PSYCHOTHERAPY

Interestingly, both Freud and Jung became interested in the unconscious through their role as physicians, whose goals are healing and the alleviation of suffering.  Each of them realized that these goals could be served through greater conscious awareness of the unconscious, although Freud’s model implied somewhat more modest goals than Jung’s.  Freud held that greater awareness of the contents of the personal unconscious might help one to adjust more comfortably to the demands of civilization, but that a certain degree of discontent was unavoidable.  Jung believed that the exploration of the collective unconscious could reveal the purpose of one’s life and bring one closer to a state of union with God.  It is important to note that, in spite of a difference in the ultimate goal of psychotherapy, the exploration of unconscious process, particularly as manifested in the contents of dreams and fantasies, were considered to be central in its achievement.

THE LARGER IMPORTANCE OF PSYCHOTHERAPY

As noted above, psychotherapy is a new name for an ancient practice.  Introspection in the broadest sense has ancient roots in practices such as contemplation, meditation, dream incubation and interpretation, fasting and other ascetic practices, prayer, religious ritual, music, ingestion of psychedelic plants, vision questing, sleep deprivation and the like, to facilitate it.  The intentional use of any technique which facilitates introspection implies that introspection is in some way of value.  Whether one limits that value to the alleviation of some psychological suffering, as Freud would, or sees the value as ultimate spiritual realization, as Jung would, there is no disagreement that there is value in the facilitation or enhancement of introspection.

One way to examine the value of introspection is to think about one’s source of authority.  In particular, the external versus internal locus of the source of authority is important to consider.  If an external authority, such as parents, culture, or church, leads me to believe that I should feel guilty or fearful, then the alleviation of such guilt or fear may come about as a result of discovering a more powerful  internal source of authority which contradicts this belief.  Of course there can be no guarantee that one can contact a more powerful internal source of authority.  Similarly, there is not guarantee that, once contacted, it will indeed counteract a belief previously instilled from an external source of authority.  However, many examples of such a counteraction are part of the experience most psychotherapists.

Here is a personal example of the shift from an external to an internal source of authority.  I was born in Utah and raised a Mormon.   I left Utah in the first year of my life, and left the Mormon church in the second decade.  The final chapter took place in my fourth decade, after having cultivated my sense of inner authority in therapy for 8 or 10 years, when I managed to get myself officially excommunicated.  During the course of the trial which resulted in my excommunication, I was sternly admonished by some of the members of the jury that the price I was going to pay in the hereafter for having been cast out of the Mormon brotherhood would be high indeed.  This invocation of the external authority of the belief system of the church produced a brief surge of terror in me–what if they were right?  Realizing after a few moments that my great fear was the result of my having been abusively conditioned as a child by such frightening stories, my terror quickly converted to rage.   Now paying more attention to my inner authority, I managed to suppress expression of both of these strong emotions and to continue with a fairly interesting dialogue with my jurors, and even got invited to offer a closing prayer when the trial came to an end.  The most powerful experience of my inner authority came after I walked out of the church.  When I got to the parking lot, and was quite separate from those who represented external authority of the church, I spontaneous and exuberantly began to leap into the air and shout for joy.

A more interesting question about internal versus external authority comes up when there are major philosophical or moral questions in need of answers.  Questions about the purpose of one’s life, the ultimate nature of reality, or what is intrinsically moral in response to a given situation, are examples of such questions.  These are the types of questions that come up repeatedly during the course of one’s life, and one is therefore well advised to have some ongoing way of introspecting deeply enough to be able to find answers as they are needed.

As example of the need for such answers was presented a few years ago by the publication of the book, Hitler’s Willing Executioners (Goldhagen, 1996).  It told of the thousands of German citizens, seemingly normal and decent human beings, who willingly went along with one of the most ghastly examples of genocide the world has seen.  It is interesting to speculate about the response of a German bureaucrat to the news that he will no longer be managing the logistics of railroad cars filled with merchandise bound for market.  Starting tomorrow his job will be the same with the minor exception of the cargo, which will now be human beings bound for torture and death.  He goes home, has dinner with his family, helps his children with their homework, makes love with his wife, and goes back to work the next day to carry out his slightly revised duties.  What is missing from this picture?  I would suggest that introspection is missing.  If this man had a habit of introspection, whether through prayer, meditation, contemplation, or psychotherapy, it is hard to imagine that he would go to work the next morning believing that his participation in genocide would not be in violation of some intrinsic moral principle.  (For research supporting this rather broad generalization, see May, [1987].)  Without such introspection, he is at the mercy of external authority, in this case the German state, which clearly reports to him no moral conflict in his compliance.  In fact, quite the opposite is the case.

I am not suggested that a brief course of psychotherapy or meditation instruction would have stopped a German bureaucrat in his or her tracks in the weeks before genocide became the assignment of the day.  The development of moral awareness that I am suggesting such introspective practices might have fostered would have to begin much earlier.  The popular TV show, “The Sopranos,” makes an attempt to examine what might happen when a person whose moral development has arrested at an early age is exposed to psychotherapy as a adult.  The result is certainly not a rapid compensation for earlier deficiencies in such development.  What I am suggesting is that a habit of introspection over the course of one entire life, or at least one’s entire adult life, can make a difference.

At the most generic level it would seem that the capacity for introspection may be something like a muscle.  With regular use it becomes flexible and strong and can be very helpful to its owner.  Without regular use it atrophies and becomes useless.  In the most extreme case of neglect of the inner life, one not only loses the capacity to introspect deeply; one also can lose the awareness that there even exists any significant internal territory to explore through introspection.  Such a loss makes one extremely vulnerable to the Hitlers of the world, which in turn makes all of us vulnerable.  Just as there is increasing evidence that regular mental activity can counteract the loss of cognitive capacity that often accompanies aging, so regular introspective activity could be expected to sustain the capacity to introspect.

Although the Hitlers of the world give a dramatic lesson about our vulnerability as a species if we lose sight of our internal resources, more mundane examples abound.  The young retail clerk who cannot make the simplest of change without using the calculator built into the cash register has lost sight of an internal ability to calculate.  The weatherman who tells us that tomorrow will be a miserable day because rain is predicted invites us to forget that we can decide for ourselves whether we enjoy rainy weather.  The increasingly bizarre warning labels that come with electronic appliances, telling us to refrain from all sorts of things that would only be done by a person too handicapped to live outside an institution or a person committed to a painful suicide, invite us to ignore our common sense.

However, it is the ignoring of our internal resources regarding how to live a meaningful and a moral life that presents the greatest possibilities for individual and mass misery.  A life without a conscious sense of meaning or purpose will generate a certain desperation of its own, which is in some way the manifestation of the unconscious as it tries to get one’s attention regarding the failure to heed one’s calling.  However, if one’s habits and culture do not generally support introspection under such circumstances, one is likely to express one’s desperation in harmful ways.  The situation is made worse by the absence of internal awareness of morality, leaving even greater room for destructive acting out of such desperation.

The use of introspection to discern an inner moral awareness is particularly under assault in much of the world today.  Laws, regulations, ethics codes, religious creeds, mandatory sentencing, and other external constraints on behavior, are displacing our internal awareness of what is moral and what is not.  As such external rules proliferate, they invite us to forget that we ever had any internal way of knowing such things in the first place–like the  young clerk who scarcely is aware of having the capacity to make change without a cash register.  Psychotherapy is one way to facilitate a reconnection with our inner moral compass.

This is not to say that external constraints on behavior are always negative.  I am quite pleased to have external constraints when needed in the short to prevent injury and death to humans as well as other species.  They may also raise awareness by calling to the public’s attention certain problems that need to be addressed.  However, in the long run such external constraints run the risk of displacing and weakening our internal constraints.  These internal constraints seem to me to be our only long term hope.  If we rely on some of us to wield the power to constrain others of us, who will constrain the some of us who are constraining the others?  If power corrupts, where will those in power turn for the moral awareness that could prevent them from being corrupted?  If I take a maintenance antibiotic to combat any infection that I might get, having the antibiotic doing the work my immune system should and could, how can I expect my immune system to remain robust or even reasonable competent? 

ON THE TRIVIALIZATION OF PSYCHOTHERAPY

Given the significance noted above of reclaiming deep introspection through psychotherapy,  it is noteworthy that psychotherapy itself is in some ways under attack at the present time.  At the most superficial level this attack has to do with funding–i.e. payment for psychotherapy by private health insurance and public agencies.  Although a statistical case can be made for the proposition that good psychotherapy pays for itself in increased productivity and reduced utilization of other general medical resources, there seems to be a trend toward the restriction of third party funding for psychotherapy.  One theory frequently put forward to explain this strange trend is that it is simply a result of the greed and shortsightedness of the CEOs of managed care organizations.  No doubt these factors play a role.

At a deeper level a more pernicious trend is emerging–the trivialization of psychotherapy.  Those who find deep introspection to be personally threatening have always expressed their anxiety through deprecating references to psychotherapy as involving self-absorption, navel gazing, and mental ************.  More recently the ways in which psychotherapy is trivialized have become more subtle and perhaps even auto-immune in nature.   That is, even among those who describe themselves as psychotherapists there seem to be increasing numbers who see their work as little more than providing a mental tune-up so that the client can function more efficiently in his or her already prescribed role in society.   At the core those who dismiss all introspection as nonsense, and those who see psychotherapy as merely intended to relieve symptoms,  both seem to share a disregard for the importance of deep introspection and the human relationship in the conduct of psychotherapy.

If one assumes that the human relationship is important in psychotherapy, then the selection of a good psychotherapist for a particular person involves much more than finding one with certain academic or professional credentials.  It involves some exploration of the inherent compatibility, or fit, between the two persons involved before a prediction can be made of the probable outcome of the psychotherapy.  Such exploration is all but prohibited by most managed care arrangements.  First the psychotherapist is usually referred to as a “provider of services,” a term which seems to connote that the function is more important than the person.  That might be true for a person who delivers a pizza to one’s home, but it is most certainly not true for a person with whom one contemplates entering into a most intimate relationship.  After getting past the insult of thinking of one’s psychotherapist is a provider of services, one is told that it is necessary to select a psychotherapist from a preselected panel of candidates, a very small fraction of those who might otherwise be available.  The members of this panel have usually been chosen on the basis of some minimal academic requirements and the willingness to work under adverse conditions.  These adverse conditions include low pay and frequent violation of the privacy necessary for effective psychotherapy.

The trivialization of psychotherapy as a result of the conditions imposed by managed care is increasingly being matched by conditions imposed by the professional disciplines which provide formal training and credentials for most psychotherapists.  Psychology is probably the discipline with the most noteworthy case of identification with the aggressor.  It has actively promoted the “manualization” of psychotherapy.  This term does not refer to conducting psychotherapy without the use of machinery; it refers to the notion that for any given condition, like depression, there is a single correct therapeutic approach to be taken.  This approach can be described in a manual, and then any person who can read the manual and follow its instructions can perform the psychotherapy.  While it may be true that anyone who can read a map and drive a car can deliver a pizza, it is certainly not that simple with psychotherapy.  For psychology as a profession to pretend otherwise trivializes and demeans psychotherapy.  

I was recently involved in an informal supervision session, in which a very mature and sophisticated psychotherapist presented a complicated clinical dilemma which had arisen in one of her psychotherapy groups.  Several respected colleagues, all working within essentially the same theoretical framework, offered feedback.  Although the underlying premises about the importance of such things as authenticity, integrity, and respect were the shared by all, the actual recommended actions to be taken diverged greatly. The woman presenting the case thoughtfully took in all these recommendations, asked for clarification or elaboration regarding some of them, and then formulated her next intervention for her group.  She also commented that the diversity of opinion from highly respected colleagues was both disturbing and relieving, since it made clear that there is no single correct approach to any given clinical situation.  Clearly this woman is not a candidate for getting involved in anything the looks like “manualization.”  On the other hand, she is someone to whom I would refer, without hesitation, a person I love. 

The most recent example of the trivialization of psychotherapy in our culture has come in the form of legislatively mandated keeping of “Medical Records.”  In some instances legislation has been written in such a way as to include psychotherapists in general, and psychologists in particular, within its requirements.  For psychotherapists to keep such records has at least two trivializing implications for psychotherapy.  First is the implication that there would be some genuine utility in the keeping of such records.  This assumes that a person could move from one psychotherapist to another, have his or her “Medical Records” transferred to the new psychotherapist, and pick up where he or she left off with the previous psychotherapist.  This is a preposterous assumption when applied to as personal a relationship as is involved in psychotherapy.  The second, and perhaps more chilling, implication of such record keeping is contained in the actual act of writing down for possible future disclosure to others, as yet unnamed, any meaningful part of what transpires in psychotherapy.   It would be hard to imagine a mechanism more antithetical to the creation of the kind of trust and safety required for meaningful psychotherapy to take place.

WHAT IS TO BE DONE?

The problems arising from the trivialization of psychotherapy are the tip of the iceberg.  The trivialization of introspection lies below it, with grave consequences for the Titanic of humanity if ignored.  No amount of enforcement of current or future environmental laws have a chance of saving the earth in the long run unless a significant percentage of humans have a more immediate and personal experience of a deep connection to other humans in particular and to All Things in general.  A similar statement could be made about the possibility that international treaties, tribunals, and organizations will save us from future wars or nuclear holocaust through their ability to impose external constraints on our behavior.  As mentioned above, they may heighten our awareness of the problems we face, and they may helpful by starting meaningful dialogue between people who would otherwise be killing each other.  However, if such dialogue does not ultimately lead to a greater appreciation of The Other, genocide will merely be postponed.  Dialogue combined with introspection can provide the opportunity to genuinely experience “walking a mile in your enemy’s moccasins,” and this experience can in turn open us up to non-violent options for dealing with old hatreds and fears.  Anything that facilitates the kind of introspection which can lead to such deeply meaningful experiences increases our chances of survival, not to mention peace of mind.  Anything one can do to support the profound significance, as opposed to trivialization, of such a process should help.  The first step probably has to be a reaffirmation of the importance of deep introspection in one’s own life.  Clearly psychotherapy is not the only way to do this, but it is a very good place to start.  

References

Goldhagen, Daniel Jonah, Hitler’s Willing Executioners: Ordinary Germans and The Holocaust, 1996, Alfred A. Knopf, New York, 640 pages.

May, Gerald G. Will and Spirit, 1987, Harper, San Francisco, 368 pages.

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ADDENDUM

Since this paper was originally drafted, two things have occurred which call for additional comments.  The first of these is the series of tragic events which took place on 9-11-01.  The second is the response of the editor to the first draft.  Among other things she notes that deep introspection might lead to the desire for violence, rather than the opposite, and that many good and moral people do not introspect and have never experienced psychotherapy.

In the weeks after September 11, like many others, I found myself very curious about the motivational dynamics of those who had been willing to kill so many others.   What began to emerge for me was a picture of young men who had been completely cut off from meaningful interpersonal support for introspection since they were very young.   This means not only the deprivation of anything as structured and formal as psychotherapy, but also the absence of any opportunity for more informal interpersonal exchanges having to do with introspection or subjective experiences other than those prescribed by family, friends, religion, and one’s entire social milieu.  In the extreme I imagined what it would have been like for one of those young men, in the months before September 11, to have raised doubts or misgivings about the plans they were making.  A dream, a fantasy, or an emotion that had such implications would have to have been suppressed or repressed almost immediately.  Certainly to allow oneself such experiences, and to open discussion about them with one’s fellows, would have been to risk complete rejection as a minimum, and immediate death as a high probability.

At the opposite extreme would be the ancient mystical and meditative traditions of the world.  What little I know of Buddhist and other such practices is that an enormous variety of powerful subjective experiences are expected when the seeker enters into the particular form of deep introspection associated with a given tradition.  Vivid fantasies of unbridled sexuality and violence are common, but in the end give way to–or perhaps are part of– experiences which ultimately develop deep compassion and equanimity in the seeker.  Psychologically this process may be seen at least in part as a withdrawal of the projection of evil which, when projected, leads to the perception of “evil-doers” in external reality and the conviction that one’s holy task is to slay them.  The Vietnamese Buddhist monk Thich Nhat Hanh reports having been able to view the corpses of six young men he regarded as his sons, brutally murdered because of their opposition to the war in Vietnam, and still feel compassion for their killers.

Perhaps most people navigate a middle course, being somewhat introspective in a random or unconscious sort of way.  Thanks to sleep researchers we know that everyone dreams, whether or not the dreams are available for conscious recall upon awakening.  Similarly, everyone daydreams, although there appear to be enormous differences in the degree to which this experience is invited or suppressed.  In any case, a certain degree of introspection seems to be inherent in the human condition.   It is up to us to decide how much to nurture this tendency, as individuals and as a culture or society.



  

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