Vehicle Insurance FAQ Archives

I’m sort of new to the whole laws of driving thing and live in the state of Texas. I went to go get my registration renewed on my car today and asked for my insurance. When officers pull you over and run your plates, what is it that lets them know right away (without getting out of their vehicle) if I have insurance or not? Is it the vehicle registration?

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I am going to be renting a car soon. My mastercard offers insurance for the vehicle. Is there any other insurance I should buy from the car rental company? I don’t want to get in an accident and discover that I am not fully covered.

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My job is sending me overseas to work for 3-4 years and I need to store my vehicle for the duration. What am I required to have on insurance for my vehicle while it’s being stored in california?

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I’m going to be out of the country for a while, and am putting my car in an auto storage place. But since I’m keeping it registered and leaving the plates on it, I have to maintain insurance. Do any insurance companies offer cheaper insurance or a special type of insurance that I can put on there, since I wont be driving the vehicle? This is because I’m deploying to Iraq, btw.

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I live in Texas and am looking into getting non owner sr22 insurance for a DWI and heard you can get non owner SR-22 insurance if you already have insurance on your vehicle through another insurance company. Is this true? In addition, it keeps your insurance company from finding out you have a DWI and keeps your rates down.

My parents legally own the vehicle that I have driven for the last 6 years in Texas. This year I got married and purchased my own insurance policy. We just had the car re-registered in June in the county they live in. To save from having to get it registered again in the county I live in if they sign over the title we thought about just keeping things the way they are until next year. Will i run into any legal problems by maintaining an insurance policy for the vehicle even though I do not own it?

I am looking to get a project car I can work on, and was wondering if I have to have insurance on a vehicle that I don’t drive. Also, can I get plates for a vehicle in colorado if I don’t have insurance?

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I have a vehicle for which the title is held by the bank. It recently became inoperable, and we are working on getting it repaired. In the meantime, am I required to pay for insurance on the vehicle?

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